NEXGEN
HOME INSPECTIONS
954-701-1128
What is a 4-Point Inspection?
A 4 point inspection is specifically prepared for homeowners insurance, and shouldn’t be confused with a full home inspection (also called a buyer's inspection, comprehensive home inspection, real estate inspection, or general home inspection). This distinction is important because the full home inspection is normally required during the buying process of a home. It can also takes a few hours to complete. A four point inspection usually takes about 20-30 minutes and is only visual inspection of the following systems; Electrical, HVAC, Plumbing and Roof. However, if you buy an older home you might be required to have both inspections.
Why is my insurance agent asking for a four point inspection?
If you're home is older than 20 years most insurance companies may request that you have a 4-Point Inspection performed. Four-point inspections identify four key areas that commonly result in insurance claims. If your home has any defects or hazards and fails a portion of the inspection, the inspector will go over what needs to be repaired or replaced.
What is included in a 4-Point Inspection?
During a 4-Point inspection, a Florida-licensed inspector will perform a quick visual inspection and document information on the following systems in your home:
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Electrical System:
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brand of electrical panel(s) and amperage
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type of branch wiring in the home (copper, knob and tube, aluminum or cloth)
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if hazards or deficiencies exist
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age of the system
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general condition of the system
Heating, Ventilation and Air Conditioning System (HVAC):
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type of heating and air conditioning system (central heating and central air conditioning?)
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if hazards or deficiencies exist
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age of the system
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general condition of the system
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Plumbing System:
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general condition of plumbing fixtures and connections to appliances (water heater, sinks, toilets, washer, refrigerator, showers/tubs, toilets, shut-off valves)
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location water heater(s) and the year it was last updated/replaced
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age of piping system (original, completely re-piped, partially re-piped)
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types of pipes
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Roof:
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type of roof covering material(s)
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age of roof covering(s)
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remaining useful life (years)
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visible signs of damage and/or deterioration
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visible signs of leaks
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overall condition
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Click here to download a sample 4-Point Inspection report
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Contact NexGen Home Inspections today to schedule your 4 Point Inspection
Broward, Miami-Dade & Palm Beach Counties
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